Effective Date: 12/03/2025
Last Updated:  12/03/2025
Welcome to SmartBizAI.
By accessing and using www.smartbizai.pro("Website"), you agree to comply with and be bound by these Terms of Use.
If you do not agree with any part of these terms, please do not use my Website.

‍1. Use of My Website
You must be at least 18 years old to use our services.
You agree to use this Website for lawful purposes only.
Unauthorized use, including hacking, scraping, or data mining, is strictly prohibited.

‍2. Intellectual Property Rights
All content on this Website, including text, images, logos, and designs, is the intellectual property of SmartBizAI. You may not reproduce, distribute, or modify any content without our express written permission.
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‍3. User Accounts and Security
You are responsible for maintaining the confidentiality of your account credentials.
I reserve the right to suspend or terminate your account if I detect any unauthorized activity.

‍4. Payment and Refund Policy
All payments for services must be made in advance.
Refunds are issued at our discretion based on service completion and agreement terms.
I'm not responsible for any transaction fees charged by third-party payment processors.

‍5. Third-Party Links and Services
My Website may contain links to third-party websites.
I do not endorse or take responsibility for their content.
Any interactions with third-party services are at your own risk.

‍6. Disclaimers and Limitation of Liability
My Website and services are provided "as is" without any warranties.
I'm not responsible for any damages resulting from your use of this Website.
I do not guarantee uninterrupted or error-free access to my Website.

‍7. Termination of Use
I reserve the right to terminate or restrict your access to my Website at any time without prior notice if you violate these Terms of Use.
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‍8. Changes to These Terms
I may update these Terms of Use at any time. Changes will be posted on this page. Continued use of the Website after updates constitutes acceptance of the new terms.

‍9. Governing Law
These Terms of Use are governed by the laws of Ukraine.
Any disputes shall be resolved in the courts of Ukraine.

‍10. Contact Information
‍If you have any questions about these Terms of Use, contact me at SmartBizAI.
Email:medvedyk.svetlana@gmail.com
‍Website: www.smartbizai.pro
Using this Website, you acknowledge that you have read, understood, and agreed to these Terms of Use.‍